The Baby Boomers, Generation Xers and Millennials have distinct approaches to their finances. A recent analysis of the financial wellness of employees, conducted by Financial Finesse, compares the generations and comes to some interesting conclusions. For one, it found that Baby Boomers are the strongest generation, most likely to have basic investment knowledge and to have used a retirement calculator. Members of Generation X lagged their elders on most metrics, but they’re moving in the right direction relative to the previous analysis. For both Baby Boomers and Generation Xers, “not saving enough for retirement” was the top vulnerability financially. Millennials scored surprisingly well on measures related to research – perhaps because of their familiarity with the online resources. For example, 61% of Millennial employees said they check their credit report annually.