6 Tips to Have a Great Valentine’s Day on a Budget

While Valentine’s day should be a day of celebration, it doesn’t mean you need to spend a fortune to have a good day with your partner. If you plan on celebrating Valentine’s Day with your significant other, read a few of these tips on how to have a great Valentine’s Day on a budget.

Winter Energy Savings Tips for Your Apartment

If you live in an apartment you know your utility bill is one of your biggest expenses. In Winter a lot of that cost comes from heating your place. To reduce the bill you’ll need to reduce your energy use. Here are some tips to make your apartment more energy efficient this January:

7 Tips for Avoiding Holiday Depression

Andy Williams once sang that the holiday season is the “most wonderful time of the year,” but for many people it isn’t so cheerful. The impending holidays can be stressful – end-of-year deadlines at work, family problems, poor drinking and eating habits, cold and dark winter days, and other issues can trigger sadness for anyone prone to depression. If you are feeling down this holiday, there are some ways to lift your spirits. Here are some tips:

Stay Safe this Winter with Home and Travel Prep

Winter comes faster than we think and we often aren’t prepared for it. When temperatures start to fall it’s a good idea to be prepared for any impending hazards from storms and cold temperatures. Winterizing your home and vehicles, and planning for power outages will help to keep you and your family safe during the cold season. Here are some tips:

Holiday Gift Budgeting for Kids

Now that Thanksgiving is over, we’re officially in the holiday gift buying season. December can be quite expensive, especially if you have children with long lists for Santa. But the holidays also offer a great opportunity to teach your children about smart money management. Here are a few tips for showing your kids how to buy gifts on a budget, and how to create their own gift lists that won’t put a hole in Santa’s wallet. 

Why Singles Should Consider Life Insurance

When the topic of life insurance comes up, people typically discuss how families and businesses can protect their assets in the future. They don’t usually think of it being applicable to single people. But life insurance is really a long-term benefit that everyone should consider. Even if you aren’t married or don’t have kids, it doesn’t mean your death won’t have a financial impact on others in the present or is the future.